Frequently Asked Questions
What are payday loans for?
A Payday loan is just another word for a short-term loan, to get you through to your next paydate. It is usually used for unexpected cash emergency. Although you can take a loan no matter what the circumstances are!
What are the qualifications?
To qualify you only need a few things. You must be 18 years of age or older, be a citizen of the US, have a current income, and have a bank account with direct deposit.
What about credit?
Having bad credit doesn’t mean you will be disqualified from getting a loan. There are other factors that are looked into when considering you for a payday loan.
Why would I take out a payday loan?
You can take out a payday loan whenever you need some extra money before your next paydate. Payday loans are the most convenient way to borrow money. The process is short and simple, and qualifications and very easy making getting a payday loan an easy task that many people can get.
When would I get my money?
We’re the fastest around. After the following steps are finished; submit the application, qualify and are approved for a loan, the cash will be deposited into your account within 24 hours, if not sooner!
What are our charges?
The Representative APR is 2120% (Variable). It sounds high because that’s yearly. Payday loans aren’t long term loans, and are paid back normally within a couple weeks. For example – a $200 loan would be around $258.